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The First of Long Island Corporation is a one-bank holding company, for the purpose of providing financial services through its wholly-owned subsidiary, The First National Bank of Long Island (the Bank). The principal business of the Bank has historically consisted of attracting business and consumer checking deposits, money market deposits, time deposits and savings deposits and investing those funds in commercial and residential mortgage loans, commercial loans, home equity loans and investment securities. The Company’s loan portfolio primarily consists of loans to borrowers in Nassau and Suffolk Counties and New York City, and its real estate loans are principally secured by properties located in those geographic areas. The Bank has three commercial banking branches in Manhattan, New York. The Bank has an Investment Management Division that provides investment management, pension trust, personal trust, estate and custody services.