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Trading Ideas

Investing Doesn’t Have to Be Hard

In my most recent issue of The Oxford Income Letter, which happened to be our 100th issue, I reverse engineered a structured note.
Structured notes are financial products that, depending on the individual product, can limit losses while supplying income or allowing an investor to take part in the market’s gains.
They’re complicated products shrouded in a bit of mystery. And not surprisingly, you pay for all of that convenience and minimized risk.
In the case of a structured note, there are usually no fees, but the financial institution behind the note is not a charity. It is making money off your money …read more […]

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Trading Ideas

What is an Accounting Period?

Business happens in real time, but it can take time for everything else to catch up. This includes accounting. Sure, financial transactions may happen instantly, but account reconciliation happens at scheduled times. As a result, many businesses use an accounting period to produce essential financial documentation. During these periods, the business makes a concerted effort to balance its books and get everything current.
Accounting periods serve several very important purposes. Internally, they represent deadlines for the company, such as when interdepartmental budgets are due. For investors and shareholders, they represent a time when the company’s financials become available for review. For …read more […]