XTM (OTC: XTMIF) Signs New Vertical With Multiple Franchisees of One of the Largest On-Demand Refuse Pick-Up Networks

XTM To Administer Drivers With Same-Day Payment Through Its Today™ Platform

MIAMI & TORONTO, August 31, 2022—-XTM, Inc. (“XTM” or the “Company”) (QB: XTMIF / CSE:PAID / FSE:7XT), a Miami and Toronto-based Fintech innovator disseminating earned wages and providing gratuities access to service workers primarily in the hospitality, personal care and service worker space, is pleased to announce it has signed-on multiple franchisees of a large, successful on-demand refuse pick-up organization.

Further to the announcement included with XTM’s Q2 Earnings Report regarding the launch of new verticals, the drivers are now provided with early wage access and expense management. Besides employee wage payouts, the Today solution can easily manage and disperse funds for each truck on the road including fuel, disposal costs of refuse at multiple locations, overtime, mileage, bonuses, and maintenance.

“This further validates our solution being right time, right place, eliminating cash in the business ecosystem,” said Marilyn Schaffer CEO, XTM Inc. “The Today program solves a problem for business sectors ancillary to hospitality, personal care and service workers and we believe sector and industry segment growth will exponentially drive revenues as we move money for both worker earnings and expenses.”

About XTM

XTM, www.xtminc.com, is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality, personal care space and others disseminate and access earned wages and gratuities. XTM’s Today™ Solution, comprised of a free mobile app and a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and staff across Canada and the United States. XTM is a global card issuer and real-time payment specialist, and our technology is used by Restaurants and Salons at no charge to automate and expedite worker payouts and eliminate cash from their ecosystems. XTM’s Today solution drives enterprise value with efficiency and a bespoke user experience designed specifically for restaurateurs and personal care services.

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