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A Stablecoins List for the Crypto Curious That Are Volatility-Adverse

May 13, 2021 admin Comments Off on A Stablecoins List for the Crypto Curious That Are Volatility-Adverse

This stablecoins list won’t give investors access to the wild price swings that put crypto on the map. Stablecoins are conspicuously less volatile than most other cryptocurrencies. They accomplish this by pegging their value to a more stable asset.

For instance, some stablecoins are backed by a dollar reserve. These reserves are usually handled by an independent administrator. And the administrator is regularly audited to certify that the fixed ratio (typically 1:1) is warranted. But this is just one of several examples of an asset that a stable coin can be pegged to.
There are commodity-collateralized stablecoins. These are backed by assets …read more […]

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Simple Interest vs. Compound Interest

May 13, 2021 admin Comments Off on Simple Interest vs. Compound Interest

On the surface, an interest rate is just a number. How that number applies to debt or equity opens up a world of possibilities. The first consideration is always whether it’s simple interest vs. compound interest. Depending on which one you’re dealing with, the outcomes for your wealth could be vastly different.
Simple and compound interest are two very different concepts. While they both represent accumulation, the method of accumulation is different. For example, you’d love it if your credit card used simple interest to calculate your balance instead of compound interest! Likewise, you probably don’t want to be …read more […]